YOUR PERSONAL CFO
What is a Personal CFO?
A Personal CFO is a financial expert who offers comprehensive, personalised financial management services to entrepreneurs and individuals, much like how a CFO manages the finances of a company.
Acting as your trusted advisor, a Personal CFO collaborates with other professionals such as accountants, lawyers, wealth advisors, private bankers and insurance brokers. This ensures that every aspect of your financial life is seamlessly integrated and efficiently managed. Unlike traditional advisors, a Personal CFO provides ongoing oversight and management of your financial situation, giving your peace of mind and confidence in your financial future.
Why do you need a Personal CFO?
As an entrepreneur or financial executive, your focus has likely been on growing your career and business. While this dedication is key to building wealth, it often leaves little time for managing your personal finances. A Personal CFO fills this gap, delivering customised advice that aligns with your specific goals and life circumstances. With a Personal CFO, you no longer need to worry about the complexities of taxes, insurance, investments, managing debt, estate planning, or wealth preservation.
Their role goes beyond managing finances—they work to understand your vision for the future and guide you toward those goals.
Our Services
As Chartered accountants specialising in CFO services, we partner with individuals to serve as their personal CFO. Our services are designed to support entrepreneurs and individuals at every stage of their journey.
Wealth Management
Manages and optimises investment portfolios, ensuring alignment with your risk tolerance and long-term financial goals
Advises on diversification, asset allocation, and various investment opportunities
Retirement Planning
Develops tailored retirement plans that ensure financial security in later years, taking into account current income, savings, lifestyle goals, and projected future expenses
Estate Planning
Assists with creating and managing wills, trusts and other estate planning documents to ensure that assets are distributed according to the clients’ wishes while minimising estate tax
Exit Strategy
Develops a strategic to leave or sell the business while maximising value and ensuring a smooth transition.
Debt management
Provides strategies for managing and reducing both personal and business debt, including refinancing, consolidation and leveraging debt for strategic investments
Budgeting and Financial Forecasting
Creates detailed budgets and financial forecasts to help you proactively manage finances and make informed decisions about spending, saving and investing.
Succession Planning
Creates succession plans for business ownership transitions, ensuring a smooth handover to the next generation or a third party, while maximising the value of the business
Tax Advisory and Compliance
Identifies opportunities to reduce tax through smart planning and keeping your tax status compliant
Assist with changing tax residency when needed
Cash Flow Management
Manages both long-term and short-term cash flow needs, ensuring financial stability and liquidity – incorporating lifestyle expenses, investment goals, and debt commitments into a cohesive plan that supports your overall financial objectives.
Lifestyle Management
Offers guidance on managing significant lifestyle expenses – such as property purchases, education funding, and luxury acquisitions – to align with overall financial goals
Crisis Management
Providing strategies to maintain stability and recover from setbacks during personal or economic crises.
Regular Financial Reviews
Conducts periodic reviews of the client’s financial situation to adjust strategies as needed based on changes in the market, tax laws, or personal circumstances.
Leave the planning, coordination, and organisation to us. With your Personal CFO, you have access to a one-stop finance solution that simplifies and enhances your financial life.
BOOK A FREE CONSULTATION
By procuring the services of a Virtual CFO, whether on a part-time basis or only for specific projects, your company gains vital financial expertise without incurring the costs of an in-house CFO and a full-time finance department.
We understand that every business has different needs and challenges, so we price our services appropriately. We will work with you to create a package tailored specifically for your company’s goals and requirements – no matter how unique they may be!